Do you get a lot of prescreened offers like insurance solicitations, credit card offers, and other junk mail? You can actually opt out of these with a quick and easy Internet form.
First, visit www.optoutprescreen.com.
Scroll to the bottom of the screen and click “Click Here to Opt-In or Opt-Out.”
You’ll be taken to a form you can use to opt out.
Click the radio button (circle) beside “Electronic Opt-Out for Five Years.”
Click “Submit.” Then complete the form on the page you are taken to.
If you’re worried about security of your sensitive information, check out that Norton Security badge at the bottom of the page.
Click “Confirm” after you have completed the form and filled in the captcha.
Save your confirmation page to your network. A suggestion: Save the file with the date, your initials, and a descriptive title in the Finances / Credit Reports and Scores folder of your hard drive. You can see mine is labeled 2017.06.03 EBB opt-out prescreen (date initials title).
Make sure you complete an opt-out form for all adults in your household and for all addresses that you have, including post office boxes. Then make a note on your calendar to opt out again in five years. (You could try a permanent opt out. I have never tried this method, so your mileage may vary. Comment with the process and results if you try the permanent option. From what I can tell, you can always opt in again should you decide you want credit and insurance offers.)
Save time, save money, save your sanity: After your request has been processed, the number of prescreened offers you receive in the mail will be greatly diminished. Less junk mail means less shredding means less waste for the planet and more time for you. Win, win!
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Post last updated 06/25/2017